Aug 30 2009

Obama, Show Us the CARFAX [tm]

reasonmclucus

President  Barack Obama  resembles the  used  car dealer in  the CARFAX commercial.

You’ve probably seen the commercial.  A sleazy used car dealer is attempting to push a customer into buying  an apparent clunker.  The  customer  says he won’t buy without seeing the CARFAX which would provide a history of the car so the customer would know what he was getting.

Obama has been pressuring Congress to  adopt  some type of health care related program without the lengthy debate that should precede any major change in health care.  Obama’s attempt to force the issue implied a major flaw with the proposal, perhaps something so unpopular that he was afraid people would find out about if the measure wasn’t adopted quickly.

Used car salesmen long ago gained a bad reputation as a group because some of them have misrepresented  the condition of the vehicles or the mileage they get.  Southern California used car dealers once supposedly would misrepresent a car’s use by saying it had been owned by a “little old lady from Pasadena who only drove it to church on Sundays.”  Or at least they did until the Beach Boys released a song about “The Little Old Lady from  Pasadena”  who was “the terror of Colorado Boulevard”  in her ” brand new shiny red super stock Dodge.”

Some of today’s used car   dealers will sell cars that have been wrecked or in a flood to unsuspecting customers who don’t insist on seeing the vehicle’s  CARFAX.

Comparing presidents to used car dealers isn’t new.  In the late 60′s the question was asked about Richard Nixon, “would you buy a used car from this man?”

Did Obama try to force the issue because his proposal really isn’t about providing better access to health care but providing money for the health care industry, including insurance companies?

Forcing people to purchase insurance whether they want it or not would certainly increase insurance company revenues.  The public option would provide billions more in income for health care providers so that more hospitals can afford to pay administrators such as Michelle Obama $300K salaries.  The public option can make it easier for insurance companies to reject those with medical conditions and let the government pay for treatment.

Perhaps Obama is worried people will discover the Massachusetts Plan he wants is a clunker that the state is considering a plan to ration health care.

Obama’s attempt to force the issue provided  the atmosphere in which a fear about “death panels” could develop.   The idea may have originated  from  statements by some of those associated with Obama who might play a role in implementing any legislation than specific provisions in the act.

Contrary to denials by Obama supporters, an increased government role in health care could create virtual death panels.  Having government control access to health care could  create virtual death panels.    If a private insurance denies coverage for treatment of a potentially fatal disorder, the patient has the option of  asking friends and family raise money for the treatment.  If  government  took control of health care,  that option might not be available.   A government  agency decision to deny payment for treatment might become a death sentence because private financing might not be allowed.

I might have purchased a used car from Richard Nixon, at least before Watergate, but there is no way I would buy one from Barack Obama.


Aug 30 2009

Eating Out in Shawnee

bergy1022

Ever drive around Shawnee looking for something to eat? I did yesterday when I came across a new restaurant called “The Orleans” on Highland.
My wife and I stopped in for lunch and were amazed at the atmosphere as you walk in. Montana was out waitress and took great care of us. I ordered the Catfish Etouffee with a side of Red Beans and Rice, my wife ordered the Gumbo. The food was Outstanding! I am a native of New Orleans and have not had that kind of traditional home-cooking in a long time.
When the check came, I nearly hit the floor! The prices were definitely lower than most places in Shawnee and the meal was the BEST I’ve had since I’ve moved to Oklahoma.
I do not work for the restaurant, but I wanted to let the people of Shawnee know that there is a very reasonably priced restaurant that has a lunch menu that can’t be beat. I’m taking my son there for his birthday to get some boiled Crawfish! Hope to see you there soon.


Aug 27 2009

Do Politicians Understand Insurance?

reasonmclucus

The way some politicians talk I don’t think they understand that insurance companies don’t pay for health care, their customers do.

Insurance works in one of two basic ways.  Life insurance is part investment and part ponzi scheme.  Part of the payments to beneficiaries comes from investment of the money the insured paid in premiums and the rest comes from the premiums being paid by others.   Life insurance works as long as the death rate remains low and the number of people purchasing life insurance is high.

Health insurance may have operated through investments at one time. Today, the money paid to health care providers comes from the premiums paid by the insured.  Health insurance provides a way for many people to pool their financial resources to pay the medical bills of those who become sick or injured.

Health insurance can only function as long as the healthy insured outnumber the unhealthy insured.  A health insurance company can only stay in business if most of its customers during any given year pay more in premiums than the company pays for their medical expenses.

The problem in American health care isn’t a lack of insurance, but the high cost of medical care.  The high cost of medical care  hampers the ability of individuals and their employers to pay for medical care or purchase  insurance.

Government and private insurance played a role in increased medical charges by routinely paying medical charges without question for decades.

The first step to health care reform should be reduction of costs which will require extensive congressional hearings to determine why costs are so high. The investigation should include determining if health insurance companies are overcharging customers in order to make excessive profits or pay excessive salaries to executives.

For example, what role do malpractice cases play in health care costs?  Are medical tests or hospital dispensed medications overpriced?  Are doctors’ fees too high considering the financial resources of patients?  Do states adequately regulate the quality of medical care?  Correcting mistakes by doctors and hospitals  is expensive and leads to malpractice suits.


Aug 25 2009

SWFF 09 Needs Volunteers

Bridges

Hello fellow art enthusiasts. We are getting ready for the 3rd annual Southern Winds Film Festival in Downtown Shawnee.

The Southern Winds Film Festival is set for September 10-12 this year. One of the biggest aspects about the festival that we are most proud of is bringing people to downtown Shawnee for them to experience the town and also to help the businesses around the area. Filmmakers from around the country will be visiting and we want to give them the best experience possible. What this requires is a big volunteer base of people.

This year’s special guest is Academy Award-winning producer Gray Frederickson, who won an Oscar as Co-Producer of The Godfather Part II and received an Academy Award nomination for his work as Co-Producer of Apocalypse Now, has won an Emmy for producing “Dream No Little Dream, The Life and Times of Robert S. Kerr”.

If you are available to volunteer you will be greatly appreciated. Volunteer duties include ticket takers, information/volunteer booth, tech assistants, the list goes on.
Volunteers will receive:
Access to all areas of the festival – complete with refreshments.
For 4+ hours of time – an all access, all weekend pass to enjoy all of the festivities, a t-shirt, pride in being involved in something so great for our community, and a fun time.

If you think you could be of help please email james(at)southernwindsfilmfestival.com with contact information including a way to catch you by phone and I will put you on our list. Once you are on the list you will be contacted soon when we have our volunteer meeting time and date set.

Thank you so much for your time. Remember to pass this along to anyone you think may be interested.

Check out a full list of films with trailers and the whole works here:

http://southernwindsfilmfestival.com

James Bridges
SWFF


Aug 25 2009

New Website Features “Small Town Oklahoma”

bholt9359

I have published a new web-site, www.smalltownok.com, with photos, history and information on small towns in Pottawatomie and Pontotoc county.  It is free to use and is without advertising.

My research and photo collections started with Asher and, while that remains my focus, I have since I’ve expanded to include some other towns and cities.  While what is considered a “small town” on the site is pretty diverse–there’s everything from Sacred Heart to Shawnee– every town featured still has a “small town feel” in one way or another.

The site will serve as a portal for other town sites and Flickr photo collections and will continue to grow.  If you’re visiting the site for the first time, you may want to start with the Flickr Photo Galleries, or if you’re interested in particular town, jump to its personal web-site.

Cities and towns currently featured are:

  • Asher
  • Ada
  • Shawnee
  • Wanette
  • A few photos from other are towns

I hope you’ll participate in the site.    Leave a comment about a photo in the Flickr photo collections, donate a picture or share information, or just join the mailing list and stay on top of updates.

www.smalltownok.com